Monday 17 October 2016

How having a merchant account is helpful for your Small business


When we talk of the current scenario in today’s fast-paced society attention is paid to swiftness in work. When it comes to accepting credit cards in a small business the important thing is that “fast and easy” shopping never mind if it had been that cost effective.

Are you into a sales business looking to accept credit cards from your customers? Your company's superior credit services are essential to you?  Well to know which merchant for credit card processing would be best for your small business is a bit of a finding task. A merchant account allows you to accept credit cards, get cash and make money as a business. The fact is that if you wish to get cash from clients by means of credit cards, a merchant account by a Credit Card Processing Company is a must.

There's no less of merchant suppliers both online and offline. There are many merchants offering a whole set of incredible tools for small business credit card processing such as virtual terminals, mobile credit card readers, credit card equipment and so on. In situations when you are confused to select the right merchant services pay more attention to fees rather than the noises of perks.

Typical merchant account companies can charge up to 5% of everything a company earns with prices consisting of merchant processing costs, gateway fees, interchange costs, Visa, MasterCard, American Express charges, statement fees and so on. Within no time these expenses are seen adding up to a great deal of money. Every penny being paid is cash your business is not making.

Why not choose a merchant benefactor that reports your company's repayment history to a major business-credit reporting agency. Having a merchant provider that provides Small Business Credit Card Processing in New Hampshire at low prices while enabling your business to establish its own creditworthiness is an ideal solution a business owner gets. Logon to http://creditcardandpayroll.com/

Thursday 13 October 2016

A SIMPLE WAY TO REDUCE ONLINE PAYMENT FRAUD



Businesses who take card payments online are facing increased risks of credit card fraud.  This is because, as EMV (chip cards) become more prevalent in face to face transactions, cyber criminals are shifting to online ecommerce stores, or card not present transactions.

It is estimated that fraud for these types of transactions will double by 2018.  There a number of things merchants who sell online can do to keep their businesses secure.

Use a credit card processor that utilizes a free online screening service that will help to detect fraud.  If your current card processor does not offer this for free, let Payment Processing Services do the work for you.  Our model screens all transactions and monitors unusual buying patterns that could indicate fraud, including:

·         Refund amounts greater than the purchase price.

·         High risk overseas orders.

·         CVV (security code) mismatches.

·         No match on street address and zip code.

·         Excessive authorization failures

·         Matches to a database of cardholder accounts with excessive fraud chargebacks.



In addition, look for a processor, Payment Processing Services can provide you with an online tool to review activity and monitor transactions.

Contact Us


For more questions or queries, call us at 603-479-2259 or send us an email at: kent4b@comcast.net, Visit: http://creditcardandpayroll.com/